Is Roof Maxx Accepted By Insurance Companies?

SEARCH BLOG

October 6, 2024

Summary:

Roof Maxx treatments don’t void common homeowner insurance policies, since they preserve the integrity of the roof without altering its structure.
Regular use of Roof Maxx can potentially help you secure better insurance rates by extending the lifespan of your roof and showing insurers that you’re proactive about maintenance.
Keeping your rooftop in better condition also reduces the likelihood of claims—and making fewer claims helps to keep your rates low.
Roof Maxx also helps future-proof your home by preventing major roof repairs or replacements and minimizing environmental impact.
Proactively maintaining your roof with Roof Maxx can protect your investment and keep your home insurance intact.

A Roof Maxx treatment can help your asphalt shingles last for up to 15 years longer, but it’s natural to be careful before home improvement projects to make sure they won’t impact your insurance coverage. That’s why our team has put together this guide that explains why Roof Maxx is often accepted by insurers.

Below, you’ll learn why Roof Maxx shouldn’t void your current insurance policy—and why it might even secure better rates for you in the future. We’ll also look at how Roof Maxx can reduce potential claims down the road by extending the lifespan of your roof.

Why Roof Maxx Doesn’t Void Common Homeowner Insurance Policies

Roof Maxx is designed to restore the flexibility and durability of your roof’s shingles without compromising their structure or functionality. Since the treatment does not involve removing or altering any core components of your roof, it won’t void most homeowner insurance policies.

In fact, insurance companies typically look for signs of proactive maintenance on major home features like roofs, and using Roof Maxx can show that you are taking steps to extend the life of your roof rather than waiting for it to fail.

Moreover, Roof Maxx is an eco-friendly, safe, and non-invasive solution, which means it doesn’t require any major construction work. This further reduces the likelihood of voiding warranties or insurance policies because there’s no significant risk to the integrity of your roof during or after the treatment.

Note: we do recommend checking with your homeowner’s insurance provider to check on their specific policies regarding roof treatments. Every provider is different, so it’s important to be clear on the details of your policy before having any work done.

3 Ways Roof Maxx Might Help You Get Better Insurance Rates

By extending the life of your roof and maintaining its functionality, Roof Maxx may even help you secure better insurance rates. Here are three ways this can happen:

Many insurance providers offer discounts or lower premiums for homeowners who invest in regular roof maintenance, since it reduces the likelihood of claims related to water damage, leaks, and other common roofing issues related to wear and tear.
With most insurers, making a claim drives your premiums up. Since Roof Maxx treatment can result in fewer claims over time, it helps you avoid paying higher prices for insurance in the future.
Roof Maxx can make it easy for older homes to retain coverage under homeowner’s insurance—since many insurers know of the value this treatment offers and recognize its effects.

Bottom line: insurance companies incentivize homeowners to maintain their shingles because they know that properly cared-for roofs are less likely to suffer from major damage claims that they’ll have to pay out. By using Roof Maxx, you’re not only protecting your home but also showing your insurance provider that you’re serious about maintaining your property and a lower insurance risk.

Case Study:

Dennis Gurgone used Roof Maxx to protect the shingles on his home. Years later, his insurance company canceled his homeowner’s insurance because they determined that his property was too old—but Dennis disagreed, because he knew Roof Max had extended the lifespan of his shingles.

Dennis contacted us and we sent an independent auditor to test his roof. When the tests showed that Roof Maxx had kept his shingles in excellent condition, we forwarded the results to the head of the underwriting division at his insurance company—who expressed confidence in the product and decided the company would continue insuring Dennis’s property.

Learn more about Dennis’s story by watching the video below:

Future-Proofing Your Home with Roof Maxx

Treating your shingles with Roof Maxx offers long-term benefits that go beyond just helping your roof last longer. By treating your roof now, you reduce the risk of more extensive repairs or even total roof replacement down the road.

This means fewer disruptions to your life, lower maintenance costs, and a longer-lasting roof—all while keeping your insurance intact.

Roof Maxx also helps reduce environmental impact by minimizing the amount of roofing materials that end up in landfills—making it a more sustainable option for homeowners who care about their ecological footprint.

Benefits of Roof Maxx At a Glance

Extends the lifespan of your roof by up to 15 years
Reduces potential insurance claims related to wear and tear
Reduces the risk of costly and disruptive emergency roof repairs
Gives you more money for future home projects by costing up to 80% less than roof replacement
Results in fewer wasted materials

Get Proactive about Maintaining Your Roof & Homeowner’s Coverage

Don’t wait until your roof is on its last legs to take action. By incorporating regular Roof Maxx treatments into your home maintenance routine, you can keep your roof in top condition, reduce the chances of insurance claims, and potentially lower your premiums.

Proactively maintaining your roof is one of the best ways to protect your investment—and to keep your home covered under your current insurance policy.

Talk to your insurance provider to confirm the benefits of regular roof maintenance, and see how Roof Maxx can play a role in securing better rates for you—or contact our team to learn more about our product from an expert!